Offset Account vs Redraw Facility: Which One Suits You?
04 May 2026 | Offset vs redraw: two ways to reduce mortgage interest explained for Australian borrowers.
Cash Rate May Hit 4.35% as Major Banks Hold the Line on May Hike
03 May 2026 | Major banks hold firm on May rate hike despite softer CPI, while investor lending hits record highs and Perth leads the market.
Using Equity in Your Home to Buy an Investment Property
01 May 2026 | How home equity works as a pathway to property investment — and what lenders actually assess before they'll let you use it.
The Costs First Home Buyers Forget Beyond the Deposit
29 April 2026 | The upfront costs of buying your first home go well beyond saving a deposit — here's what to budget for.
When Does It Actually Make Sense to Refinance?
27 April 2026 | How to know when refinancing your home loan will genuinely save you money — and when it won't.
Another Rate Hike Looms as Low-Deposit Mortgage Surge Hits Record
24 April 2026 | APRA confirms 63% surge in 5% deposit home loans as RBA signals May rate hike is near certain
The RBA Isn't Sure Rates Are High Enough — Here's What That Means for Your Mortgage
18 April 2026 | RBA deputy governor admits rates may not be tight enough as non-bank lending surges and auction clearance rates hit four-year lows.
Mortgage Stress Mounts as Banks Eye More Rate Hikes
Week of 11 April 2026 | Mortgage rates are rising, stress is building, and a major budget could reshape property investing. Here's what every Australian with a home loan needs to know this week.